Does your data cabling provider have public liability insurance?
What public liability insurance does your structured cabling company need for installation?
The public liability insurance carried by your data cabling provider is an essential safeguard. It covers any party who may be injured on-site or any damage to the premises while work is in progress. This protection ensures that the installer is covered in the unlikely event of an accident or property damage during the installation of your data cabling infrastructure.
Without this insurance, you may have no claim against the installer to cover costs in the event of an incident if they are not properly insured.
In addition if there is an incident on site that causes considerable damage or even total destruction of your property does the company have the insurance backing to reimburse you fully?
Who will be paying to put everything back to normal for you?
Additional clarification of what public liability insurance is can be viewed at one the leading insurers website here
Is public liability insurance compulsory for data cabling installation?
Public liability insurance isn’t a compulsory requirements and while it is not a legal requirement you should insist any installer working in your property has it so that it can protect you for injury or damage to property suffered because of their installation.
Data cabling installations consist on non intrusive and very intrusive elements depending on the work involved. Cables can be installed in existing containment with little exposure. However drilling and high level work can also be involved which increasing the risk of damage or accidents
This insurance can cover you should the install be for data cabling, electrical or audio visual installations
Key Questions to ask you data cabling provider regarding insurances
- Ask to see the certification for the required insurance
- Check that the insurance covers the type of work involved. It has to specifically cover the industry and work being undertaken
- Check to see the insurance is up to date